See loan options — $100 to $5,000
Takes about 2 minutes · Free · No obligation · Won't affect your credit score to check
256-bit SSL No obligation Not a lender
A steady stream of options
Request $100 to $5,000 and OckStream channels your request to a network of lenders to show you where you may qualify.
When money's low, a steady current helps
— The month ran dry a few days early.
— One request opens a channel to many lenders.
— A soft check first keeps your score steady.
— See where the options flow — no obligation.
How it works
Three steps, one channel
1
Tell us the amount
Choose $100 to $5,000 and add a few basic details — about two minutes.
2
We open the channel
Your request flows to a network of lenders and partners to find likely fits. No credit-score impact to check.
3
Continue with a lender
If matched, review any offer with the lender. You're never obligated to accept.
At a glance
The steady facts
What flows through the channel.
Amount range$100 – $5,000
Time to request~2 minutes
Cost to use$0Always free
Credit impact to checkNoneSoft inquiry only
Lenders reachedA whole network
ObligationNone
Good to know
Answers in the current
Is OckStream a lender?
No. OckStream is a free referral service that connects your request with third-party lenders and lending partners. We don't make loans, set rates, or make approval decisions.
How much can I request?
Anywhere from $100 to $5,000. The amount, rate, and terms depend on the lender you're matched with.
Will checking affect my credit score?
No — seeing your options starts with a soft inquiry, which doesn't affect your score. A lender you continue with may run a full check later.
How fast is it?
The request takes about two minutes. If matched, decisions and funding times depend entirely on the lender.
Is there any cost?
No. OckStream is free to use. Lenders may pay us a referral fee, which never changes what you pay them.
What do I usually need?
To be 18 or older, a U.S. resident with a regular income, an active checking account, and a valid email and phone number.
Open the channel in two minutes
Request $100 to $5,000 and see where you may qualify — free and with no obligation.
See my options